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title: Homepage
description: Homepage | Covington
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######   ![fdic (1)](https://covcobank.com/hs-fs/hubfs/fdic%20(1).png?width=82&height=35&name=fdic%20(1).png)FDIC Insured – Backed by the full faith and credit of the U.S. Government

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[![header-logo](https://covcobank.com/hubfs/header-logo.svg "header-logo")](https://covcobank.com/homepage?hsLang=en)

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    - [IRAS](https://covcobank.com/individual-retirement-accounts)
    - [Savings & Money Market](https://covcobank.com/savings-money-market)
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- [About](https://covcobank.com/about-us)
- [Contact](https://covcobank.com/contact)
- [Online Banking Login](https://covcobank.unifi-digitalbanking.com/login)

- [Home](https://covcobank.com/homepage)
- [Personal Banking](https://covcobank.com/personal-checking)
  
  Show submenu for Personal Banking 
  
    - [Certificates of Deposit](https://covcobank.com/certificates-of-deposit)
    - [IRAS](https://covcobank.com/individual-retirement-accounts)
    - [Savings & Money Market](https://covcobank.com/savings-money-market)
- [Business Banking](https://covcobank.com/business-checking)
- [Lending](https://covcobank.com/covington-county-bank-lending)
  
  Show submenu for Lending 
  
    - [Agricultural Lending](https://covcobank.com/agricultural-lending-in-mississippi)
- [Services](https://covcobank.com/services)
- [Fees](https://covcobank.com/fees)
- [About](https://covcobank.com/about-us)
- [Contact](https://covcobank.com/contact)
- [Online Banking Login](https://covcobank.unifi-digitalbanking.com/login)

# Trusted by Our Community Since Day One Your Hometown Bank. Your Financial Partner.

Covington County Bank has proudly served the people of Mississippi since its founding on May 1, 1975. For over five decades, the bank has grown and evolved alongside the communities it serves, consistently adapting to the changing financial landscape while maintaining its commitment to personalized, local banking.

[Personal Banking](https://covcobank.com/personal-checking?hsLang=en)

[Lending Solutions](https://covcobank.com/covington-county-bank-lending?hsLang=en)

![mobile-1](https://covcobank.com/hs-fs/hubfs/mobile-1.png?width=660&height=480&name=mobile-1.png)

## Online & Mobile Banking

 Securely access your accounts anytime.

 Access ID

 Passcode

 Secure Login

Customers have access to essential services such as ATM access, debit cards, online and mobile banking, electronic statements, and account alerts—making it easy to manage accounts anytime, anywhere.

[MOBILE PRIVACY DISCLOSURE](https://covcobank.com/privacy-policy?hsLang=en)

**Don't forget we have new mobile apps available for download.**

[![Google Play Store](https://covcobank.com/hs-fs/hubfs/Google%20Play%20Store.png?width=165&height=70&name=Google%20Play%20Store.png)](https://play.google.com/store/apps/details?id=com.covcobank) [![Apple App Store](https://covcobank.com/hs-fs/hubfs/Download_on_the_App_Store_Badge_US-UK_blk_092917.png?width=155&height=60&name=Download_on_the_App_Store_Badge_US-UK_blk_092917.png)](https://apps.apple.com/us/app/covington-county-bank-mobile/id492770636)

## Personal Banking

Our personal deposit accounts are designed to make managing your money simple, secure, and convenient. Whether you are opening your first checking account, saving for the future, or planning for major life milestones, we offer a variety of deposit options to fit your financial needs and lifestyle.

From checking and savings accounts to money market accounts and certificates of deposit, our products provide flexibility, competitive features, and dependable access to your funds. With convenient digital banking tools, mobile access, and local customer support, you can manage your accounts anytime, anywhere, while still enjoying the personal service of a community bank.

At the heart of our deposit services is a commitment to safety and reliability. Your deposits are FDIC insured, and our knowledgeable staff is always available to help you choose the account that best aligns with your goals. We are proud to offer personal deposit solutions that help you build financial confidence today and plan for a stronger tomorrow.

![personal-banking](https://covcobank.com/hs-fs/hubfs/personal-banking.png?width=660&height=620&name=personal-banking.png)

## Business Banking

Our commercial deposit accounts are designed to help businesses manage cash efficiently while maintaining secure and reliable access to their funds. Whether you operate a small business, agricultural operation, nonprofit organization, or large commercial enterprise, we offer a range of deposit solutions to support your day-to-day operations and long-term financial goals.

At the core of our commercial deposit services is a commitment to personalized service and local decision-making. Our experienced bankers take the time to understand your business and recommend deposit solutions that enhance efficiency, liquidity, and growth. Backed by FDIC insurance and a strong foundation of financial stability, we deliver dependable deposit services you can trust—so you can focus on running your business with confidence.

![business-banking](https://covcobank.com/hs-fs/hubfs/business-banking.png?width=660&height=515&name=business-banking.png)

## Why Choose Covington County Bank

Experience the difference of community banking built on trust, service, and long-term relationships.

![Trusted Community Bank](https://covcobank.com/hubfs/Trusted%20Community%20Bank.svg)

##### Core banking operations

###### Serving Mississippi since 1975, we are proud to be a trusted local bank committed to supporting our communities and customers.

![Local Decision Making](https://covcobank.com/hubfs/Local%20Decision%20Making.svg)

##### Local Decision Making

###### Our experienced bankers make decisions locally, allowing us to respond faster and provide personalized financial solutions.

![Secure & Reliable Banking](https://covcobank.com/hubfs/Secure%20%26%20Reliable%20Banking.svg)

##### Secure & Reliable Banking

###### Your money is protected with FDIC-insured accounts and secure digital banking tools designed for safe and convenient access.

![Personalized Customer Service](https://covcobank.com/hubfs/Personalized%20Customer%20Service.svg)

##### Personalized Customer Service

###### We believe banking should be personal. Our friendly team is always ready to help you reach your financial goals.

## Lending Solutions Built Around You

At our bank, lending is more than providing financing—it’s about building lasting relationships and supporting the goals of the individuals, families, and businesses we serve. We offer a full range of lending solutions designed to meet your needs at every stage of life, from personal loans and mortgages to commercial, agricultural, and real estate financing.

Our experienced lenders take the time to understand your unique financial situation and long-term objectives. With local decision-making, competitive rates, and flexible terms, we are able to deliver customized lending solutions that make sense for you and your business. Whether you are purchasing a home, expanding operations, investing in equipment, or planning for the future, you can count on responsive service and straightforward guidance every step of the way.

We are committed to responsible lending practices that strengthen our customers and our community. By combining personalized service with sound financial principles, we help fuel growth, create opportunity, and contribute to the long-term success of the communities we proudly serve.

![l-solutions](https://covcobank.com/hs-fs/hubfs/l-solutions.png?width=756&height=590&name=l-solutions.png)

## Have Questions? We’re Here to Help

Connect with our team to learn more about our banking services and lending solutions.

[Speak With a Banker](https://covcobank.com/contact?hsLang=en)

[![footer-logo](https://covcobank.com/hubfs/footer-logo.svg)](https://covcobank.com/homepage?hsLang=en)

Covington County Bank has proudly served the people of Mississippi since its founding on May 1, 1975. For over five decades, the bank has grown and evolved alongside the communities it serves, consistently adapting to the changing financial landscape while maintaining its commitment to personalized, local banking.

![fdic](https://covcobank.com/hs-fs/hubfs/fdic.png?width=191&height=82&name=fdic.png)

![EHLlogo](https://covcobank.com/hs-fs/hubfs/EHLlogo.png?width=100&height=118&name=EHLlogo.png)

 

[![Covco thumbnail](https://covcobank.com/hs-fs/hubfs/Covco%20thumbnail.png?width=800&height=1200&name=Covco%20thumbnail.png)](https://51162556.hs-sites.com/equal-opportunity-for-all?hsLang=en)

 

### Quick Links

- [Home](https://covcobank.com/homepage)
- [Personal Banking](https://covcobank.com/personal-checking)
- [Business Banking](https://covcobank.com/business-checking)
- [Lending](https://covcobank.com/covington-county-bank-lending)
- [Services](https://covcobank.com/services)
- [Fees](https://covcobank.com/fees)
- [About](https://covcobank.com/about-us)
- [Contact](https://covcobank.com/contact)
- [Online Safety Tips](https://covcobank.com/online-safety-tips)

### Get in touch

![Location](https://covcobank.com/hubfs/Location.svg)

Covington County Bank - Main Office 102 South Dogwood  
Collins, MS 39428

![Calling](https://covcobank.com/hubfs/Calling.svg)

 (601) 765-6551

![Location](https://covcobank.com/hubfs/Location.svg)

 Seminary Branch  
51 Highway 590 W  
Seminary, MS 39479

![Calling](https://covcobank.com/hubfs/Calling.svg)

 (601) 722-3776

![Calling](https://covcobank.com/hubfs/Calling.svg)

 Debit Card Activation  
(866) 633-5293

![Calling](https://covcobank.com/hubfs/Calling.svg)

 Lost/Stolen Card:  
800-500-1044

© Copyright 2026 Covington County Bank. All Rights Reserved.

[Privacy Policy](https://covcobank.com/privacy-policy?hsLang=en)